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Equal Housing Lender

Mortgage Rates

Real Estate Loan Rates
Effective: September 21, 2017

Certificate Term
APR*
Max Term
Max Amount Financed (Purchase)
Max Amount Financed (Purchase)
2 Year Arm
Inquire at Credit Union
Up To 30 Years
Up To 80% Of Appraised Value
Up To 80% Of Appraised Value
5 Year Arm
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Up To 30 Years
Up To 80% Of Appraised Value
Up To 80% Of Appraised Value
Vacant Land
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Up To 12 Years
Up To 80% Of Appraised Value
Up To 80% Of Appraised Value
Mobile Home Doublewide (w/real property)
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Up To 30 Years
Up To 80% Of Appraised Value
Up To 80% Of Appraised Value
Mobile Home Singlewide (w/real property)
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Up To 12 Years
Up To 80% Of Appraised Value
Up To 80% Of Appraised Value
Mobile Home Singlewide – New
5.25% - 7.50%
Up To 6 Years
80% Of Appraised Value Up To $25,000 Maximum
80% Of Appraised Value Up To $25,000
Construction / Permanent
Inquire at Credit Union
Up To 30 Years
80% Of Appraised Value Of Plans & Property
N/A

*APR is the Annual Percentage Rate.

Home Equity Loans
Effective: September 21, 2017

Loan Type
APR*
Max Term
Max Amount Financed
Other Information
Home Equity Line of Credit
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5 Year Draw Period
80% of appraised value less any additional liens up to $50,000
Inquire at credit union for additional details of loan.
Home Equity
Fixed Rate
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Up To 12 Years
80% of appraised value less any additional liens up to $50,000
Inquire at credit union for additional details of loan.
Home Improvement
5.75% Fixed
36 Months
$5,000
Inquire at credit union for additional details of loan

*APR is the Annual Percentage Rate

Restrictions may apply. The credit unionís in-house mortgage lending program is available in Tennessee only. For a complete description of loan products contact the credit union for more information.

This credit union is federally insured by the National Credit Union Administration.
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