Back to School Disclosure

*APR is Annual Percentage Rate.
**At disbursement, rate reduction of 0.25% allowed with each of the following:

• Direct Deposit
• Share Draft Account
• E-statements
• Other loans with JDECU
• Mortgage loan with JDECU
• Credit Card with JDECU

You will be informed of the APR for which you qualify before you become contractually liable for the loan.