Deposit Rates

Deposit Account Rates

Rates effective as of November 26, 2018

Account Dividend Rate APY*
Share Accounts .50% .50%
Share Draft Accounts 0.00% 0.00%
Vacation / Christmas Club 0.50% 0.50%
Dividends to be paid on Club Accounts will be equal to the regular dividend rate being paid on regular share accounts plus tiered rates as listed below:
$0.00 - $499.99 Standard Dividend Rate
$500 - $999.99 Standard Dividend Rate + .10
$1,000 -$1,999.99 Standard Dividend Rate + .20
$2,000 and above Standard Dividend Rate + .30
*APY = Annual Percentage Yield Share, Christmas Club and Vacation Club accounts are variable rate accounts, and the rates may change. The Annual Percentage Yields (APYs) stated are accurate as of the effective date. There is no minimum balance required to earn the APYs stated. The minimum opening deposit on a share account is $5.00. Share draft, Christmas Club and Vacation Club accounts do not have a minimum opening amount and allow payroll deductions or direct deposits. Fees or other conditions could reduce earnings. The Club accounts are tiered-rate accounts that pay interest at increasingly higher rates as the account balance increases.

IRA Account Rates

Rates effective as of November 26, 2018

Account Dividend Rate APY* Minimum Deposit
6 Months 2.00% 2.018% $2,000
12 Months 2.25% 2.273% $2,000
18 Months 2.45% 2.478% $2,000
24 Months 2.65% 2.682% $2,000
Variable IRA .50% .501% --
*APY = Annual Percentage Yield

Share Certificate Account Rates

Rates effective as of November 26, 2018

Term Minimum Deposit Dividend Rate APY*
3 Months $1,000 1.25% 1.257%
6 Months $1,000 2.00% 2.018%
12 Months $1,000 2.25% 2.273%
18 Months $1,000 2.45% 2.478%
24 Months $1,000 2.65% 2.682%
Jumbo $100,000 Contact Office Contact Office
*APY = Annual Percentage Yield
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