| Type | APR* | ||
|---|---|---|---|
| Visa® Gold | 7.00% | ||
| Visa® Platinum Preferred | 9.00% | ||
| Visa® Platinum | 12.00% | ||
| Visa® Classic | 15.00% | ||
| *APR = Annual Percentage Rate. | |||
| **Your APR will be a fixed rate based on your credit score. You will be informed of the APR for which you qualify before you become contractually liable for the account. | |||
| Type | Details | Fee | |
|---|---|---|---|
| Account Set-up | One Time Fee | $20.00 | |
| Maintenance | Annual Fee | No Fee | |
| Transactions | Balance Transfer | No Fee | |
| Cash Advance | No Fee | ||
| Foreign Transaction | 1.00% of each multiple currency transaction in US dollars | ||
| Foreign Transaction | 0.80% of each single currency transaction in US dollars | ||
| Penalties | Late Payment | Up to $20.00* | |
| Over-the-credit Limit | None | ||
| Returned Payment | Up to $12.00† | ||
| Rush | $25.00 | ||
| * Late Payment Fee = $20.00 or the amount of the required minimum payment, whichever is less, if you are five (5) or more days late in making a payment. | |||
| † Returned Payment Fee = $12.00 or the amount of the required minimum payment, whichever is less. | |||
